People keep their bank balance for their old age. They keep money, wealth, jewels, house, shop, land or property. And people who do so, are called wise by other people. People who don’t do so are called fools by others. But I call these people not only intelligent but very intelligent who make arrangements for the next world along with this world. Which means, being free from the desire of fame, dignity, profit and name. They donate their justly earned money secretly in pure religious rituals or for the service of righteous or pious people, ascetics or God. Those who don’t do so get abjection surely in the next birth.